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In most of the agreements, once the property is sold, the cash generated is shared accordingly to the ownership percentage.

You can find the best equity release deals by contacting a leading financial advisor that can review all regulated plans available to you.

They'll fix it at the time you release your money.
Interest only lifetime mortgage plans provide an initial capital lump sum.

The Lifetime Value of Equity Release: is the total of all of the interest payments, plus any capital you can withdraw.